Starting on the path to a home search, you may realize that it is no easy task. Here is a simple checklist that you can use to get you started on organizing things in order to be prepared when you find your dream home.
Credit Check - A credit check is going to be crucial to your entire home buying experience. If your credit is not in good shape, it is time to get it to a decent number so that you can get better rates on home loans.
Pre-Approval - This is the time that you search for a lender and apply for home loans and you can see just how much money you can actually spend on a home and on the down payment.
Real Estate Agent - Once you have your budget and pre-approval, you can search for a real estate agent. Look into local agents in the area in which you wish to purchase a home.
Neighborhoods - While your real estate agent is searching, you can do the research on specific neighborhoods. Look for information about property taxes and Home Owner’s Associations.
Make an Offer - After you find the home want, you can make an offer. Add a personal touch to your offer like a letter as to why you want to buy the home. It can really make your offer stand out.
Inspections - Appraiser and home inspectors need to perform inspections. The appraiser will provide the actual value of the home. The home inspector will ensure that you know of any problems that are present.
Closing - All the paperwork is signed, fees are paid, and you are ready to get the keys to your new home.
Of course, these are just a few of the main topics that you will need to consider. Rest assured that the path to buying a new home is one of the most interesting, exciting, and scary events of your life. Fasten your seatbelt and get ready!
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